The Struggle with Medical Debt: A Human Rights Issue

Medical debt is an imperative human rights concern affecting millions of Americans. Terry Belk from North Carolina has spent over 20 years battling this issue after losing his wife to cancer and facing his own diagnosis. Despite having insurance, he was unable to pay medical bills, leading to the aggressive collection efforts from his hospital, Atrium Health, including a lawsuit over his remaining balance.

Approximately $220 billion in medical debt exists across the U.S., with states like North Carolina heavily impacted. Complicated and often inaccurate billing practices add to the burden, leaving many patients bewildered and unable to challenge unexpected charges. Studies show that nearly 45% of adults receive surprise bills, contributing to a cycle of debt that can feel inescapable.

In North Carolina, laws allow hospitals to sue patients for unpaid bills, leading to judgments that can last up to 20 years. This legal pressure threatens financial stability, as many individuals, such as Terry, find themselves unable to access relief programs designed to help them.

The struggle with medical debt highlights the urgent need for healthcare reform that prioritizes patient support and transparency. Advocating for systemic changes can ensure that no one faces the crippling burden of medical debt alone, affirming that healthcare should be a right, not a privilege.

What do you believe is the most effective solution to address the issue of medical debt in the U.S.?"

• 0%A) Universal healthcare coverage
• 0%B) Enhanced transparency in medical billing
• 0%C) Increased funding for debt relief programs

You can vote for more than one answer.